UTAMI, Hastin Tri; AZIZ, Fathul Aminudin; FIRDAUS, Doddy Afandi; NURFI, Ariadin. Sharia Financial Inclusion in Moderating the Relationship between Socio-Economic Factors and Personal Financial Management to the Pre-Retirement-Phase. Journal of Management World, [S. l.], v. 2025, n. 1, p. 529–534, 2025. DOI: 10.53935/jomw.v2024i4.731. Disponível em: https://www.academiainsight.com/index.php/mw/article/view/801. Acesso em: 20 jun. 2026.